Insurers protect black boxes after teen motorist deaths

The vehicle insurance coverage market has come out in support of black box-based insurance coverage policies after two teens died while rushing house to beat a curfew imposed by an insurer. 
Oliver Pain, 18, as well as Harry Smith, 17, both died last November after Oliver’s Renault Clio diverted off the road near his house near Dursley, Glos. 
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The vehicle was insured with a telematics policy, a type of insurance coverage policy that utilizes an airplane-style GPS-enabled black box installed in the vehicle to screen how, where as well as when it is being driven.
Oliver’s policy had a curfew clause which indicated he’d incur a £100 fine if the black box detected him driving between 11pm as well as 5am. Night-time driving limitations are typical with telematic policies since that is when the majority of mishaps occur. 
During an inquest into the deaths, acting Gloucestershire coroner David Dooley stated that Oliver repeatedly broke the speed limit, driving as much as 74mph in a 60mph zone, in an attempt to get house before the curfew. Dooley ruled that Oliver’s wish to beat the curfew had been a considerable aspect in his driving. 
But crucial figures in the vehicle insurance coverage market have defended the utilize of curfew clauses in telematic policies.